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2025 Tax Year · Free Tool

T1 Tax Refund Calculator

Estimate your 2025 Canadian personal tax refund or balance owing in under 2 minutes. Ontario residents.

1 Income
2 Deductions
3 Credits
4 Tax Paid
Your Income
Enter your income sources for the 2025 tax year. Leave blank any that don't apply.
Your total employment income before deductions
Gross self-employment revenue minus business expenses
Investment income reported on T5 slips — interest, eligible dividends, other investment income
Total rental revenue minus rental expenses
Deductions
Deductions reduce your taxable income — the more you claim, the lower your tax bill.
Contributions made between Mar 2025 – Feb 2026 (check your RRSP deduction limit on CRA My Account)
Daycare, nannies, day camps for children under 16
If you moved 40+ km closer to a new workplace or school in 2025
Home office expenses if you worked from home (detailed method: utilities, rent portion, supplies)
Union dues, professional fees, carrying charges on investments, etc.
Non-Refundable Credits
These reduce your tax dollar-for-dollar. The basic personal amount is applied automatically.
Prescriptions, dental, vision, paramedical — amounts exceeding 3% of your net income qualify
Donations to registered Canadian charities with official receipts
Post-secondary tuition paid in 2025 — must have T2202 from your institution
Taxes Already Paid
Enter the amounts your employer or you have already remitted to CRA. Find these on your T4 and payment records.
Federal and provincial income tax withheld by your employer(s)
Employee CPP/CPP2 contributions — this is also a credit on your return
Employment Insurance premiums deducted by your employer
If you made quarterly instalment payments to CRA in 2025